Howard Wright Care Home Scheme
- Optional Cover 
The Howard Wright Care Home Scheme - The Secure Solution to Care Home Insurance in the UK.
Optional
Covers and Services
The Howard Wright Care Home Scheme gives you the option to include
the following:
- Buildings
- Supply Care Manager*
- Loss of Registration Certificate
- Inspection & Breakdown
- Domiciliary Care
- Staff Honesty
- Consultancy Service*
- Discounted Cost Staff Training*
- Discounted Purchasing Service*
*Non-insurance product
Buildings
Key benefits automatically included:
- All Risks cover including accidental damage, subsidence, landslip and heave.
- Accidental damage to underground service pipes and cables.
- "New for Old" claims settlement.
Other benefits automatically included:
- Built-in inflation protection through index-linking.
- Definition includes conservatories, outbuildings, swimming pools, walls,
gates and fences.
Supply Care Manager
Provides cash payments to help fund for a Supply Care Manager following accidental
death or injury to you and/or your Care Manager at any time, worldwide.
For illustration purposes Benefits as follows:
Benefits
Death or permanent total disablement - £20,000
Loss of one or more limbs or eyes - £20,000
Temporary total disablement payable up to 104 weeks - £200 per week
Temporary partial disablement payable up to 104 weeks - £50 per week
Loss of Registration Certificate
Covers the reduction in value of your interest in the business following loss
of the registration certificate from causes beyond your control. We cannot
provide indemnity where the certificate is lost due to any cause within your
control.
Inspection and Breakdown
We can provide the Inspection service to meet your legal obligations by providing
independent and impartial assessment of plant such as passenger lifts, stairlifts,
hoists and heating systems.
It is important that the person who performs routine maintenance to lifting
equipment does not carry out the examination as they are then responsible
for assessing their own work.
The policy also extends to meet your costs and expenses following the breakdown
of plant.
Domiciliary Care
We can provide liability cover if you carry out domiciliary care to comply
with any contract you have entered into with a Local Authority or Health Authority.
Staff Honesty
Protection is available for loss of money or goods following fraud by staff
up to an agreed limit.
Consultancy Service
We have retained the services of PENINSULA BUSINESS SERVICES the UK's
leading Personnel, Employment Law and Health and Safety Consultants. They provide
a wide range of technical services including audits up to full Health and Safety
policy documentation and Personnel and Employment documentation. If you would
like to know more about the services, call us and we will put you in touch
with one of our specialists.
Discounted Cost of Staff Training
We have retained the services of CONIFERS TRAINING ASSOCIATES one of
the UK's leading training groups. They are available to provide a wide range
of specialist services including on-site Health and Safety training and the
advice and preparation of training programmes leading to NVQ Standard in Care.
Discounted Purchasing Service
We have appointed CASTLE PURCHASING to negotiate the best prices on
behalf of our care home clients on a wide range of products including milk;
groceries; frozen food; fresh meat; fresh fruit and vegetables and cleaning
and decorating materials. We expect you to achieve cost savings of between
5 to 40 per cent.
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