Now part of Giles insurance Brokers Ltd, the Howard Wright Care Home Scheme has been specially developed by us and is underwritten by Fortis, an international insurer, ranking among the twenty largest financial institutions in Europe.

Our package provides one of the most comprehensive and flexible policies available at competitive premiums. Included is our unique Preferred Customer Discount, which not only rewards those care homes with a good claims record but also helps to stabilise premiums over a 5 year period. The following prospectus is intended to provide an easy reference and if you require more detailed information, please make contact with us.

An overview of Standard and Optional covers is outlined below.

Standard Cover

• Contents
• Personal Belongings
• Goods in Transit
• Loss of Fees
• Alternative Accommodation
• Glass
• Deterioration of Frozen and Refrigerated Food
• Failure of Electricity Gas & Water
• Loss of Book Debts
• Loss of Money with Assault Extension
• Employers Liability
• Public/Products Liability
• Malpractice
• Free 24 hr Emergency Helpline
• Free 24 hr Legal Helpline
• Free Health and Safety Helpline
• Legal Expenses
• Preferred Customer Discount

For more detailed information on the Standard Cover, please click here.

Optional Cover

• Buildings
• Loss of Registration Certificate
• Domiciliary Care
• Inspection & Breakdown
• Staff Honesty
• Supply Care Manager

For more detailed information on the Optional Cover, please click here.

Other Services (not regulated by the Financial Services Authority)

• Consultancy service
• Discounted Purchasing Service
• Target 100 Health & Safety Management System
• Discounted Cost Staff Training

To receive a quotation for this cover, or if you have any questions and would like to speak to a consultant in person please telephone us 0121 200 4974.